Terms of Service

Last Updated: June 27th, 2024

Terms of service for Mercado Expert LLC doing DBA as Moran Legacy Solutions:

moranlegacysolutions.com

go.moranlegacysolutions.com

Moran Legacy Solutions (referred to as “We,” “Us,” or “Our”) is committed to protecting the privacy and security of our clients and website visitors. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website.

By accessing or using our website, you agree to this Terms of Service.

1. Information We Collect

We collect information that you voluntarily provide to us when you use our website or contact us, including:

Personal Identification Information

: Name, email address, phone number, mailing address.

Financial Information

: Information related to insurance services and investments through segregated funds.

Other Information

: Any other information you choose to provide.

2. Use of Your Information

We use the information we collect for the following purposes:

To provide and manage our insurance and investment services.To respond to your inquiries and provide customer support.To send you updates, newsletters, and promotional materials.To improve our website and services.To comply with legal obligations and protect our rights.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Campaign Information

Description

: This campaign sends appointment confirmations, message notifications, and offers for existing clients or new clients who have opted in to receive SMS notifications. The communications are sent via in-person POS, website forms, SMS, or webchat.

With Moran Legacy Solutions, you will receive appointment confirmation SMS, follow up and replies. An example of message will be: “Hi Rian, your appointment with Moran Legacy Solutions is confirmed for Monday at 4:00PM. Please reply ‘STOP’ to unsubscribe.”You can cancel the SMS service at any time. Simply text “STOP” to the shortcode. Upon sending “STOP,” we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to [email protected].Carriers are not liable for delayed or undelivered messages.As always, message and data rates may apply for messages sent to you from us and to us from you. You will receive 1 SMS upon scheduling an appointment. Other message frequencies might apply. For questions about your text plan or data plan, contact your wireless provider.For privacy-related inquiries, please refer to our privacy policy https://go.moranlegacysolutions.com/privacy-policy.

Opt-in Message: You are successfully opted in for messages from Moran Legacy Solutions. Reply STOP to unsubscribe.

Opt-in Keyword: Subscribe, Start

Opt-out Message: You have successfully been unsubscribed. You will not receive any more messages from this number. Reply START to resubscribe.

Opt-out Keywords: CANCEL, END, QUIT, UNSUBSCRIBE, STOP, STOPALL

Help Message: Reply STOP to unsubscribe. Msg&Data Rates May Apply.

Help Keywords: HELP, INFO

LINKS TO THIRD PARTY SITES

Moran Legacy Solutions website may contain links to other Websites ("Linked Sites"). The Linked Sites are not under the control of Moran Legacy Solutions and Moran Legacy Solutions is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site.

Moran Legacy Solutions is not responsible for webcasting or any other form of transmission received from any Linked Site. Moran Legacy Solutions is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Moran Legacy Solutions of the site or any association with its operators.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of Moran Legacy Solutions website, you warrant to Moran Legacy Solutions that you will not use

Moran Legacy Solutions website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use Moran Legacy Solutions website in any manner which could damage, disable, overburden, or impair Moran Legacy Solutions website or interfere with any other party's use and enjoyment of Moran Legacy Solutions website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through Moran Legacy Solutions website.

USE OF COMMUNICATION SERVICES

Moran Legacy Solutions website may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, "Communication Services"), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:

Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.Conduct or forward surveys, contests, pyramid schemes or chain letters. Download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner.Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.Restrict or inhibit any other user from using and enjoying the Communication Services.Violate any code of conduct or other guidelines which may be applicable for any particular Communication Service.Harvest or otherwise collect information about others, including e-mail addresses, without their consent.Violate any applicable laws or regulations.

Moran Legacy Solutions has no obligation to monitor the Communication Services. However, Moran Legacy Solutions reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. Moran Legacy Solutions reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.

LIABILITY DISCLAIMER

The information, software, products, and services included in or available through Moran Legacy Solutions website may include inaccuracies or typographical errors. Changes are periodically added to the information herein. This practice and/or its suppliers may make improvements and/or changes in Moran Legacy Solutions website at any time. Advice received via this practice website should not be relied upon for personal, medical, legal, or financial decisions and you should consult an appropriate professional for specific advice tailored to your situation.

Moran Legacy Solutions and/or its suppliers make no representations about the suitability, reliability, availability, timeliness, and accuracy of the information, software, products, services, and related graphics contained on Moran Legacy Solutions website for any purpose. To the maximum extent permitted by applicable law, all such information, software, products, services, and related graphics are provided "as is" without warranty or condition of any kind. This practice and/or its suppliers hereby disclaim all warranties and conditions with regard to this information, software, products, services, and related graphics, including all implied warranties or conditions of merchantability, fitness for a particular purpose, title, and non-infringement.

To the maximum extent permitted by applicable law, in no event shall Moran Legacy Solutions and/or its suppliers be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of Moran Legacy Solutions website, with the delay or inability to use Moran Legacy Solutions website or related services, the provision of or failure to provide services, or for any information, software, products, services, and related graphics obtained through Moran Legacy Solutions website, or otherwise arising out of the use of Moran Legacy Solutions website, whether based on contract, tort, negligence, strict liability or otherwise, even if Moran Legacy Solutions or any of its suppliers has been advised of the possibility of damages. Because some states/jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. If you are dissatisfied with any portion of Moran Legacy Solutions website, or with any of these terms of use, your sole and exclusive remedy is to discontinue using Moran Legacy Solutions website.

COPYRIGHT AND TRADEMARK NOTICES:

All contents of this website are Copyright © 2025 Moran Legacy Solutions. All Rights Reserved. All logos are trademarks and service marks of Moran Legacy Solutions. All other trademarks, service marks and logos used in this website are the property of their respective owners.

TRADEMARKS

The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.

Any rights not expressly granted herein are reserved.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

[email protected].

Email

:

[email protected]

Telephone: (747) 302-2111

Address: 16623 Calahan St North Hills CA

By using our website, you acknowledge that you have read and understood this Terms of Service and agree to its terms.